Much has been said about an increase of $2,800 to Old Age Security (OAS) payments to seniors Canadians are to expect in 2025. To date, however, the Canadian government has not confirmed such an increase to be in the works. The OAS program has built into its legislative framework quarterly adjustments to payments according to inflation as measured by the Consumer Price Index (CPI). This means that OAS payments are adjusted to the cost of living for recipients. For the year 2025, adjustments to be made to OAS payments, while modest, still do not amount to a $2,800 payment made in one single instance.
What is Old Age Security and Who is Eligible for It
OAS is a government pension for Canadians 65 years and older who meet residency requirements, typically having lived in Canada for 10 years after the age of 18. Eligible recipients are those who are Canadian citizens or legal residents at the time of the application. Beneficiaries are expected to cover living expenses in retirement on the amounts paid by OAS monthly. An OAS recipient is entitled to receive an additional 10% of the payment after the age of 75, on a permanent basis.
How Much is OAS and How Much Will It Be in 2025
From July to September 2025, the maximum monthly OAS payment to a 65 to 74 year old recipient would be about $735, while an older senior, 75 years or older, will receive about $808.
These payments are adjusted every quarter to account for inflation as defined by the Consumer Price Index (CPI). The latest increase to the payment for the quarter of October to December 2025 is 0.7%. This gives us inflation. This policy gives us payment guarantee stability as payments will not decrease in value even if there is deflation in the economy.
OAS Payment Dates 2025
OAS payments are done on a monthly basis for the Canadian Revenue Agency on the last Friday of every month. Seniors will see these payments in the quarter on schedule on September 26, 2025. After the initial payment, there is no need to reapply for the payment as it will auto-continue, unless the government suspends it or it is stopped due to change in qualifying condition.
OAS 2025 Summary table
| Feature | Details |
|---|---|
| Eligibility Age | 65+ years |
| Residency Requirement | Minimum 10 years in Canada post-18 years |
| Max Monthly Payment | $735 (65-74 years), $808 (75+ years) |
| Payment Frequency | Monthly (last Friday of each month) |
| Lump-sum $2,800 Increase | No official confirmation |
Frequently Asked Questions
Q1: Will there be a guaranteed increase of $2,800 OAS every month for seniors in 2025?
Currently there is no such plan by the Canadian government to increase Old Age Security payments by $2,800 in 2025.
Q2: What is the schedule for OAS payments in 2025?**
OAS payments are done monthly on the last Friday of every month. For example, payments are done on September 26, 2025.
Q3: Who qualifies to receive Old Age Security benefits?
Canadian citizens or legal residents 65 years of age or older qualify for OAS benefits if they have resided in Canada for at least 10 years after the age of 18.
